# Earn

> Earn on your crypto with 001K.bot: place USDT, BTC or ETH for a fixed term at a rate you see before you confirm. Fixed rate, zero extra fees.

001K Earn

Put idle USDT, BTC or ETH to work for a fixed term, at a rate you see before you confirm

## Available plans

| Asset | Term (days) | APR | Reward for the term | Min | Max per position | Early close |
| --- | --- | --- | --- | --- | --- | --- |
| USDT | 30 | 5.60% | 0.46% | 50 USDT | 300000 USDT | Yes |
| USDT | 90 | 6.49% | 1.60% | 50 USDT | 300000 USDT | Yes |
| USDT | 180 | 7.00% | 3.45% | 50 USDT | 300000 USDT | Yes |
| USDT | 360 | 8.10% | 7.99% | 50 USDT | 300000 USDT | Yes |
| BTC | 30 | 5.23% | 0.43% | 0.0015 BTC | 5 BTC | Yes |
| BTC | 90 | 6.04% | 1.49% | 0.0015 BTC | 5 BTC | Yes |
| BTC | 180 | 6.55% | 3.23% | 0.0015 BTC | 5 BTC | Yes |
| BTC | 360 | 7.55% | 7.45% | 0.0015 BTC | 5 BTC | Yes |
| ETH | 30 | 5.23% | 0.43% | 0.05 ETH | 120 ETH | Yes |
| ETH | 90 | 6.04% | 1.49% | 0.05 ETH | 120 ETH | Yes |
| ETH | 180 | 6.55% | 3.23% | 0.05 ETH | 120 ETH | Yes |
| ETH | 360 | 7.55% | 7.45% | 0.05 ETH | 120 ETH | Yes |

APR is simple (non-compounding). The reward for the whole term is paid at its end, in the asset placed.

**Note:** The rate shown is indicative and is not a guarantee of return. The actual rate is fixed when the plan is opened and is shown before you confirm. The reward is proportional to the plan term and is not paid if the plan is closed early

## How Earn works
1. **Top up your balance** — Sign in to 001k.bot, pass KYC and top up your balance
2. **Choose amount and term** — Decide how much of your balance to place in Earn for a fixed term
3. **See your potential reward** — Before you confirm you'll see the rate, term, reward amount, plan conditions and what happens if you close early
4. **Confirm the placement** — The asset moves from your available balance into the chosen Earn plan
5. **Get your funds and income** — When the term ends, the asset and its income return to your 001k.bot balance automatically

## Why Earn
- **Stability: The rate does not change** — The rate is fixed when you confirm and stays in force until the end of the term
- **Security: The amount returns to your balance** — At the end of the term, or on early closing, the placed amount is credited back to your balance
- **Ease of use: Close it at any moment** — Early closing returns the amount to your balance, usually within a few minutes. No reward is paid in that case
- **Transparency: 0% extra fees** — Nothing is deducted from your reward: no fees for placing, for the term or for the payout

## Frequently asked questions
### What is Earn?
Earn is a 001k.bot service where you place USDT, BTC or ETH for a term of your choice at the rate of the plan. The rate is fixed when the plan is opened. At the end of the term, the asset and the accrued reward are automatically returned to your balance. A plan can be closed before the end of its term: the asset returns to your balance, and no reward is paid in that case.

### Can I close a plan before the term ends?
For most plans, yes: you can close it early and the amount returns to your balance, but no reward is paid if you close early. Some plans are marked “No early withdrawal” and stay until the term ends.

### In which currency is the reward paid?
In the same currency you placed. Place USDT, get USDT back with a USDT reward.

### Which countries is Earn available in?
Earn is available to users aged 18 or over who have completed Verification. Earn is not available to users who are resident or located in the following countries and territories: Panama, the member states of the European Union and the European Economic Area, the United States of America, the Russian Federation, the Republic of Belarus, and other countries from the list of restricted jurisdictions set out in the [Terms of Use](https://001k.bot/policies/terms#section-2-4). Availability is determined by the country of residence confirmed during KYC, not by the language of the interface. The list may be updated.

### When do the funds come back to my balance?
If you close early, the funds usually come back within a few minutes. When the term ends, the placed amount and the reward are credited automatically, shortly after it finishes.

## Links
- Start Earn in the app: https://app.001k.bot/earn/new
- API documentation: https://docs.001k.world/